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In business, lowering costs while
maintaining the quality is essential. Aflac offers a cost-efficient way
to provide your employees with the benefits they need. Offering Aflac
insurance policies along with your major medical insurance, will give your
employees the kind of benefits they’d expect from a bigger company, on a small
business budget.
Here's how you benefit:
Policies
are 100 percent employee-paid, so there is no direct cost to your company.
Employee
participation will lower taxable income and may reduce your overall share of
FICA and FUTA taxes when premiums are paid with pre-tax dollars.
Aflac complements
current HSA/HDHP arrangements by offering compatible plans.
Aflac helps attract
and retain employees.
Aflac is easily administered, which means you’ll have more time to focus on running
your business.
Aflac insurance
complements your major medical insurance, to help you create a more attractive
employee benefits package.
Here's how your employees benefit
too:
Our policies are
designed to provide cash benefits to your employees if they become injured or
sick.
Employees are paid
directly (unless they choose otherwise), usually within four days, to help
cover expenses, such as rent and child care, and expenses not covered by major
medical insurance, such as co-payments and deductibles.
With Aflac policies,
there are no deductibles, co-payments, doctor networks, or pre-authorization
requirements.
Premiums can be paid
with pre-tax dollars through a Section 125 Cafeteria Plan.
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